Crescent Financial Bancshares
Description Crescent Financial Bancshares, Inc. operates as the bank holding company for VantageSouth Bank that provides commercial banking products and services for individuals, businesses, business owners, and professionals in North Carolina. Its deposit products include non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit. The companys loan portfolio comprises commercial and industrial loans for working capital, equipment, and business expansion; commercial real estate loans that are secured by leased apartments, retail centers, and commercial office and industrial buildings; and commercial construction loans for owner-occupied buildings and projects that are pre-sold or pre-leased, including one-to-four family residential construction loans. Its loan portfolio also includes consumer loans, such as automobile loans, boat and recreational vehicle financing, home equity and home improvement loans, and miscellaneous secured and unsecured personal loans; residential real estate loans for purchasing and refinancing one-to-four family properties; and home equity loans and lines of credit; mortgage loans; and government guaranteed loans for the purchase of businesses, business startups, business expansion, equipment, and working capital. In addition, the company offers credit cards, mortgage banking services, and other associated financial services, as well as online banking services. It operates 20 full service branch offices in Apex, Burlington, Cary, China Grove, Clayton, Fayetteville, Garner, Holly Springs, Knightdale, Pinehurst, Raleigh, Salisbury, Sanford, Southern Pines, and Wilmington, North Carolina. The company was founded in 1998 and is headquartered in Raleigh, North Carolina. Crescent Financial Bancshares, Inc. is a subsidiary of Piedmont Community Bank Holdings, Inc. To view the detailed information, you need to SUBSCRIBE with us. |
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